Yes, we all know that bringing your own breakfast and lunch to work is better financially (and for your health) than getting Dunking Donuts for breakfast and Subway for lunch. If that is the case then why do so many people stroll into work with a Starbucks coffee & breakfast sandwich, and at lunch buy a sandwich, chips, cookie & a diet coke?
It took me 2.5 years of going out for breakfast and lunch to realize that it wasn’t smart for my finances. How much money was I wasting for a lousy breakfast sandwich and a sandwich that contains god-knows-what. It was time to make a change…
I started by bringing my breakfast and lunch 1 day a week for the first couple weeks. Then it went to 2 days a week until it was 3 days a week, and now I am bringing my lunch at least 4 days a week!
Not only is it healthier but my finances are looking a lot better. Just how much better you ask? If I bring my own breakfast and lunch 4 days a week for one year then I will have over $2,500 ready to pay down debt or invest.
Here’s my breakdown:
Eating out for breakfast and lunch:
- Dunkin Donuts breakfast combo (breakfast sandwich & coffee) = $5.99
- Subway lunch combo (Sandwich, side, drink) = $10.50
Eating out total: $16.49
Bringing my own breakfast:
- 2 eggs = $0.67
- 1 greek yogurt = $1.00
- 1 protein bar = $1.00
- Total = $2.67
Bringing my own lunch:
- Peanut butter & banana sandwich = $0.77 (breakdown below)
- Bread = $0.33
- Banana = $0.19
- Peanut Butter = $0.25
- Chips or a side of fruit = $0.43
- Water = free
- Total = $1.20
Breakfast & lunch total: $3.87
Daily savings: $12.62
Yearly savings (assuming 4 days a week and 52 weeks in a year): $2,624.96
That is over $2,600 in yearly savings and that includes a pretty expensive bring your own breakfast! Imagine what you could do with an extra $2,624.96 in the bank.
So, let’s start being proactive, healthier, and financially smarter by going to the grocery store & preparing our own meals for the week.
What hacks do you recommend with regards to breakfast and lunch at the workplace?