In April, we ran into a problem.
After the month was over, we analyzed our expenses and realized we spent $770 on food.
And we’re a two person, two dog household! Seems high, right?
Last Friday, my wife and I traveled down to Tucson, AZ for my brother’s college graduation. 795 people in his graduating class from the business college down at the University of Arizona.
Graduation took almost 2 hours, and he was one of the first that walked.
Yeah….it ended up being a long ceremony!
But as those 795 walked across the stage, I couldn’t help but wonder just how much student debt was sitting down and graduating before me.
When I started my first job out of college, my employer offered a 401k program with 50% match up to 6% salary contribution.
From what I’ve read & can tell, that’s pretty standard.
But when I switched jobs, while I was able to increase my salary by about 66%, the 401k program at my new company wasn’t as strong.
My wife, Heather, wrote the following post sharing her student loan story. She went to college from 2009 – 2013 and unexpectedly ended up having to take out student loans to fund the last two years of her education.
Have a ridiculous student loan experience? Make sure to share below.
I grew up in an environment where college was just a given.
2016 finally seems to be the year that cord cutting is a reasonable alternative to cable TV.
With great services like Sling TV, Netflix, CBS All Access and more, there are a ton of options to save money.
But lately, there have been some great new service additions lately that are worth taking note.
So my wife and I recently took a 7 day/6 night vacation in New York City and I wanted to provide an update each day on what we’re spending our money on.
Outside of booking our flight & hotel on a credit card the month before and then paying it off a few weeks later at the beginning of February when the bill was due, we didn’t use credit at all for this trip. We also didn’t dig into savings. Because of that, we tried to keep expenses relatively low so we didn’t put ourselves in a bad spot after the trip.
Budget worksheets don’t have to be complicated.
But everyone’s finances are different, so you should make sure to find a budget template that fits you.
That’s why I’ve compiled a HUGE list of free, printable worksheets for you to use. Most are for Excel, but then there are great resources for Google Docs as well and then a few with Microsoft Office Online. A couple printable PDFs are included in the list too.
Adding money to your savings can get derailed pretty easily.
Perhaps you have something serious like an emergency come up.
Or maybe you simply eat out too much and that reduces how much goes to your savings account at the end of month.
2015 was literally the busiest year of our lives.
We also had a lot of great things happen though, from vacations to a 76% raise when I changed jobs.